Folsleine Doc Jumbo Oersjoch
Folsleine Doc JumboIt lienbedrach is grutter as de grinzen foar in konvinsjonele konforme liening.
Taryf:KLIK HJIR
Folsleine Doc Jumbo Program Hichtepunten
Prime 30 Yrs Fêst & 10/6 ARM
1) Max.LTV 80% foar oankeap;Max.LTV 70% foar C/O;
2) Max.lieningsbedrach $ 3.0M;
3) Min.12 moannen reserves op PITIA;
4) Min.FICO 720.
Utwreide 30 Yrs Fixed
1) Loan Amt $400K~$4.0M
2) Maksimum DTI oant 50%
Elite Jumbo (5/6 ARM, 7/6 ARM) * Dit programma is allinich retail.
Boarchsom mei Rente.Mear boarch, legere taryf!
Boarchsom binne foar in 12-moanne CD (moat hâlden wurde yn in AAA-oanwiisd akkount).
Ynteresse ferskilt troch de iepeningsdatum.It taryf wie 4.25% op 12/08/2023.
De minimale boarch is20%fan it lienbedrach.
1) Max.Leanbedrach $ 4.0M
2) Max.DTI 45%
3) Min.FICO 700
KLIK HJIRom LTV- en FICO-grinzen te krijen en mear details oer de Matrix.
Jumbo Flyer
Nijs en fideo's
Elite Jumbo-lieningen: wêr't lúkse betelberens foldocht
Folsleine Doc Jumbo-lieningen navigearje: In echte wrâldgids foar keapers mei lege FICO-scores➡Video
Maksimalisearje ynvestearingen yn unreplik guod mei folsleine Doc Jumbo-lieningen: Spotlight op 30-jier fêste en net-warrantable Condos net-agintskip➡Video
Folsleine Doc Jumbo-lieningen navigearje: De krityske rol fan it behearen fan lette betellingen fan hypoteek➡Video
Wat is Jumbo Loan?
In jumbo-liening is in soarte fan finansiering dy't de grinzen boppe de grinzen set troch it Federal Housing Finance Agency en kin net wurde kocht, garandearre of securitisearre troch Fannie Mae of Freddie Mac.Hûseigners moatte strangere kredyteasken ûndergean dan dyjingen dy't oanfreegje foar in konvinsjonele liening.Jumbo-lieningen kinne jo djoere eigenskippen keapje.In jumbo-liening wurdt net stipe troch Fannie Mae of Freddie Mac.
Yn 2024 ferbetteret de FHFA de lieningsgrinzen foar alle soarten lieningsoarten, benammen Jumbolieningen.Ferwize asjebleaft hjirûnder lieningsgrinzen fan 2024 yn Kalifornje.
2024 Loan Limits yn California Counties
| COUNTY | 1-Unit Limit | 2-Unit Limit | 3-Unit Limit | 4-Unit Limit |
| ALAMEDA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| ALPINE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| AMADOR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| BUTTE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| CALAVERAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| COLUSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| CONTRA COSTA | $1.149.825 | $1.472.250 | $1.186.350 | $2.211.600 |
| DEL NORTE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| EL DORADO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| FRESNO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| GLENN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| HUMBOLDT | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KEIZERLIK | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| INYO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KERN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KINGS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MAR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| LASSEN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| LOS ANGELES | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| MADERA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MARIN | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| MARIPOSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MENDOCINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MERCED | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MODOC | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MONO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MONTEREY | $920.000 | $1.177.750 | $1.423.650 | $1.769.250 |
| NAPA | $1.017.750 | $1.302.900 | $1.574.900 | $1.957.250 |
| NEVADA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| ORANJE | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| PLAZER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| PLUMAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| RIVERSIDE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SACRAMENTO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN BENITO | $1.149.825 | $1.472.250 | $1.779.525c | $2.211.600 |
| SAN BERNARDINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN DIEGO | $1.006.250 | $1.288.200 | $1.557.150 | $1.935.150 |
| SAN FRANCISCO | $1.149.825 | $1.472.250 | $1.779.525 | $1.867.275 |
| SAN JOAQUIN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN LUIS OBISPO | $929.200 | $1.189.550 | $1.437.900 | $1.786.950 |
| SAN MATEO | $1.149.825 | $1.394.775 | $1.779.525 | $2.211.600 |
| SANTA BARBARA | $838.350 | $1.073.250 | $1.297.300 | $1.612.250 |
| SANTA CLARA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| SANTA CRUZ | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| SHASTA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SIERRA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SISKIYOU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SOLANO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SONOMA | $877.450 | $1.123.300 | $1.357.800 | $1.687.450 |
| STANISLAUS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SUTTER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TEHAMA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TRYNITY | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TULARE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TUOLUMNE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| VENTURA | $954.500 | $1.221.950 | $1.477.050 | $1.835.600 |
| YOLO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| YUBA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
