– AAA-lieningen AAA net-konforme liening – Jumbo-liening (hege lieningbedrach) – Details AAA-lieningen:
Oersicht
Hegere lienlimyt as konvinsjonele lieningen fan it buro. 10/6 ARM.
Details
1) Min. FICO 680;
2) Min. 3 moannen reserves PITIA;
3) Maks. LTV 80%;
4) Maksimum lieningbedrach $3,5 miljoen;
5) Gjin wenningskiednis fereaske;
6) Belestingopjeften fan 2 jier binne fereaske.
Wat is in Jumbo-liening?
In jumbo-liening is in soarte finansiering dy't de limiten oerskriuwt dy't ynsteld binne troch de Federal Housing Finance Agency en kin net kocht, garandearre of sekuritisearre wurde troch Fannie Mae of Freddie Mac. Hûseigners moatte ûnderwurpen wurde oan strangere kredyteasken as dyjingen dy't in konvinsjonele liening oanfreegje. Jumbo-lieningen meitsje it mooglik om djoere eigendommen te keapjen. In jumbo-liening wurdt net stipe troch Fannie Mae of Freddie Mac.
Hoe kinne jo in Jumbo-liening definiearje?
Yn 2022 ferbetteret de FHFA de lieninggrinzen foar alle soarten lieningsoarten, benammen Jumbo-lieningen. Sjoch hjirûnder foar de lieninggrinzen foar 2022 yn Kalifornje. As jo lieningbedrach mear as $970.800 is, binne jo geskikt foar in Jumbo-liening. Jo kinne ek sykje nei lieninggrinzen foar 2022 yn oare greefskippen.
Lienlimyten fan Kalifornje County 2022:
| PROVINSJE | 1-FAMILY | 2-FAMILY | 3-FAMILY | 4-FAMILY |
| ALAMEDA | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| ALPYN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| AMADOR | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| BÛTE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| CALAVERAS | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KOLUSA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| TSJIN DE KUST | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| NOARDLIK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| DE DORADO | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| FRESNO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| GLENN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| HUMBOLDT | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KEIZERLIK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| JO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KERN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KENINGEN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MAR | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| LITTE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| LOS ANGELES | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| BOSK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MARIN | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| MARIPOSA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MENDOCINO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MERCED | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MODOC | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MONO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MONTEREY | $854.450 | $1.093.850 | $1.322.200 | $1.643.200 |
| NAPA | $897.000 | $1.148.350 | $1.388.050 | $1.725.050 |
| NEVADA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| ORANJE | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| PLEASER | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| FEAREN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| RIVIERSIDE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAKRAMENTO | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| Sint Benediktus | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SAN BERNARDINO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAN DIEGO | $879.750 | $1.126.250 | $1.361.350 | $1.691.850 |
| SAN FRANCISCO | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SAN JOAQUIN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAN LUIS OBISPO | $805.000 | $1.030.550 | $1.245.700 | $1.548.100 |
| HILTE MATTEÜS | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SINT BARBARA | $783.150 | $1.002.600 | $1.211.900 | $1.506.100 |
| SANTA CLARA | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| HEILIGE KRÚS | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SHASTA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SIERRA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
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