– AAA Lendings Jumbo Loan – AAA Lendings Details:
Oersicht
It lieningbedrach giet boppe de limiten foar in konvinsjonele konforme liening.
Hichtepunten fan it programma
30 jier fêst
1) Hierynkomsten kinne brûkt wurde mei 2 jier ûnderfining as ferhierder;
2) Gjin hypoteekfersekering nedich;
3) Maks. DTI 45%;
4) Maks. LTV 85% foar oankeap & R/T; Maks. LTV 75% foar C/O;
5) Maksimum oantal finansierde eigendommen: ① Primêr - Gjin limyt, ② 2e & Ynvestearringseigendom - Maks. 20;
6) Maks. lieningbedrach $3.0M;
7) Maks. útbetellingsbedrach $500.000;
8) Min. 12 moannen reserves op PITIA;
9) Min. FICO 680.
7/6 ARM
1) Min. FICO 700;
2) Min. 6 moannen reserves op PITIA;
3) Maks. LTV 89,99%;
4) Maks. lieningbedrach $2,5 miljoen;
5) Maks. Kontantútbetelling $750.000;
6) 1 Ienheid & 2 Ienheden;
7) Primêre en twadde wenning;
8) Oankeap & R/T Refi & C/O Refi.
* Min. lieningbedrach:MaksFannie Mae Algemiene Lienlimyt +$1
* Teminsten ien jier skiednis fan hierbehear foar positive hierynkomsten.
Wat is in Jumbo-liening?
In jumbo-liening is in soarte finansiering dy't de limiten oerskriuwt dy't ynsteld binne troch de Federal Housing Finance Agency en kin net kocht, garandearre of sekuritisearre wurde troch Fannie Mae of Freddie Mac. Hûseigners moatte ûnderwurpen wurde oan strangere kredyteasken as dyjingen dy't in konvinsjonele liening oanfreegje. Jumbo-lieningen meitsje it mooglik om djoere eigendommen te keapjen. In jumbo-liening wurdt net stipe troch Fannie Mae of Freddie Mac.
Yn 2022 ferbetteret de FHFA de lieningsgrinzen foar alle soarten lieningsoarten, benammen Jumbo-lieningen. Sjoch hjirûnder foar de lieningsgrinzen foar 2022 yn Kalifornje. As jo lieningsbedrach mear as $970.800 is, binne jo geskikt foar in Jumbo-liening.
Lienlimyten foar 2022 yn Kalifornyske greefskippen
| PROVINSJE | 1-FAMILY | 2-FAMILY | 3-FAMILY | 4-FAMILY |
| ALAMEDA | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| ALPYN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| AMADOR | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| BÛTE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| CALAVERAS | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KOLUSA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| TSJIN DE KUST | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| NOARDLIK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| DE DORADO | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| FRESNO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| GLENN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| HUMBOLDT | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KEIZERLIK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| JO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KERN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KENINGEN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MAR | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| LITTE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| LOS ANGELES | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| BOSK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MARIN | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| MARIPOSA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MENDOCINO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MERCED | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MODOC | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MONO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MONTEREY | $854.450 | $1.093.850 | $1.322.200 | $1.643.200 |
| NAPA | $897.000 | $1.148.350 | $1.388.050 | $1.725.050 |
| NEVADA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| ORANJE | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| PLEASER | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| FEAREN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| RIVIERSIDE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAKRAMENTO | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| Sint Benediktus | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SAN BERNARDINO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAN DIEGO | $879.750 | $1.126.250 | $1.361.350 | $1.691.850 |
| SAN FRANCISCO | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SAN JOAQUIN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAN LUIS OBISPO | $805.000 | $1.030.550 | $1.245.700 | $1.548.100 |
| HILTE MATTEÜS | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SINT BARBARA | $783.150 | $1.002.600 | $1.211.900 | $1.506.100 |
| SANTA CLARA | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| HEILIGE KRÚS | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SHASTA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SIERRA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
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Troch Claire út Las Vegas - 2017.10.25 15:53 Hege kwaliteit, hege effisjinsje, kreatyf en yntegriteit, it is de muoite wurdich om langduorjende gearwurking te hawwen! Wy sjogge út nei de takomstige gearwurking!
Troch Austin Helman út Turijn - 2018.07.26 16:51 
