– AAA Lendings Jumbo Loan – AAA Lendings Details:
Oersicht
It lieningbedrach giet boppe de limiten foar in konvinsjonele konforme liening.
Hichtepunten fan it programma
30 jier fêst
1) Hierynkomsten kinne brûkt wurde mei 2 jier ûnderfining as ferhierder;
2) Gjin hypoteekfersekering nedich;
3) Maks. DTI 45%;
4) Maks. LTV 85% foar oankeap & R/T; Maks. LTV 75% foar C/O;
5) Maksimum oantal finansierde eigendommen: ① Primêr - Gjin limyt, ② 2e & Ynvestearringseigendom - Maks. 20;
6) Maks. lieningbedrach $3.0M;
7) Maks. útbetellingsbedrach $500.000;
8) Min. 12 moannen reserves op PITIA;
9) Min. FICO 680.
* Min. lieningbedrach:MaksFannie Mae Algemiene Lienlimyt +$1
10/6 ARM
1) Min. FICO 720;
2) Min. 12 moannen reserves op PITIA;
3) Maks. LTV 80%;
4) Maks. lieningbedrach $3.0M;
5) Maks. Kontantútbetelling $350.000;
6) 1-4 Ienheden: Primêr;
7) 1 Ienheid: 2e hûs & Ynvestearringspân;
8) Oankeap & R/T Refi & C/O Refi.
7/6 ARM
1) Min. FICO 700;
2) Min. 6 moannen reserves op PITIA;
3) Maks. LTV 89,99%;
4) Maks. lieningbedrach $2,5 miljoen;
5) Maks. Kontantútbetelling $750.000;
6) 1 Ienheid & 2 Ienheden;
7) Primêre en twadde wenning;
8) Oankeap & R/T Refi & C/O Refi.
Wat is in Jumbo-liening?
In jumbo-liening is in soarte finansiering dy't de limiten oerskriuwt dy't ynsteld binne troch de Federal Housing Finance Agency en kin net kocht, garandearre of sekuritisearre wurde troch Fannie Mae of Freddie Mac. Hûseigners moatte ûnderwurpen wurde oan strangere kredyteasken as dyjingen dy't in konvinsjonele liening oanfreegje. Jumbo-lieningen meitsje it mooglik om djoere eigendommen te keapjen. In jumbo-liening wurdt net stipe troch Fannie Mae of Freddie Mac.
Yn 2022 ferbetteret de FHFA de lieningsgrinzen foar alle soarten lieningsoarten, benammen Jumbo-lieningen. Sjoch hjirûnder foar de lieningsgrinzen foar 2022 yn Kalifornje. As jo lieningsbedrach mear as $970.800 is, binne jo geskikt foar in Jumbo-liening.
Lienlimyten foar 2022 yn Kalifornyske greefskippen
| PROVINSJE | 1-FAMILY | 2-FAMILY | 3-FAMILY | 4-FAMILY |
| ALAMEDA | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| ALPYN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| AMADOR | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| BÛTE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| CALAVERAS | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KOLUSA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| TSJIN DE KUST | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| NOARDLIK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| DE DORADO | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| FRESNO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| GLENN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| HUMBOLDT | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KEIZERLIK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| JO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KERN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| KENINGEN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MAR | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| LITTE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| LOS ANGELES | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| BOSK | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MARIN | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| MARIPOSA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MENDOCINO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MERCED | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MODOC | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MONO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| MONTEREY | $854.450 | $1.093.850 | $1.322.200 | $1.643.200 |
| NAPA | $897.000 | $1.148.350 | $1.388.050 | $1.725.050 |
| NEVADA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| ORANJE | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| PLEASER | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| FEAREN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| RIVIERSIDE | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAKRAMENTO | $675.050 | $864.200 | $1.044.600 | $1.298.200 |
| Sint Benediktus | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SAN BERNARDINO | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAN DIEGO | $879.750 | $1.126.250 | $1.361.350 | $1.691.850 |
| SAN FRANCISCO | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SAN JOAQUIN | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SAN LUIS OBISPO | $805.000 | $1.030.550 | $1.245.700 | $1.548.100 |
| HILTE MATTEÜS | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SINT BARBARA | $783.150 | $1.002.600 | $1.211.900 | $1.506.100 |
| SANTA CLARA | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| HEILIGE KRÚS | $970.800 | $1.243.050 | $1.502.475 | $1.867.275 |
| SHASTA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
| SIERRA | $647.200 | $828.700 | $1.001.650 | $1.244.850 |
Produktdetailfoto's:
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Wy begripe dat in hypoteek net allinich in finansjele transaksje is, mar in wichtige libbensbeslissing. Us fokus op klantgerichtheid betsjut dat wy net allinich nei de sifers sjogge; wy beskôgje jo unike ferhaal, aspiraasjes en finansjele doelen. Us hypoteekdeskundigen nimme de tiid om jo persoanlike reis te begripen, sadat jo in hypoteekoplossing krije dy't oerienkomt mei jo fisy foar de takomst. - AAA Lendings Jumbo Loan - AAA Lendings, It produkt sil oer de hiele wrâld leverje, lykas: Nepal, Amsterdam, Durban, Yn 'e koarte jierren tsjinje wy ús kliïnten earlik as Kwaliteit Earst, Yntegriteit Prime, Levering Op 'e Tiid, wat ús in útsûnderlike reputaasje en in yndrukwekkende klantesoarchportfolio hat fertsjinne. Wy sjogge út nei de gearwurking mei jo no!
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