Jumbo Loan Highlights
Elite Jumbo (5/6 ARM)
♦Boarchsom mei Rente. Mear boarch, legere taryf!
♦Boarchsom binne foar in 12-moanne CD mei ynteresse (moatte wurde holden yn in AAA-oanwiisd akkount).
Ynteresse ferskilt troch de iepeningsdatum.
♦ De minimale boarch is20%fan it lienbedrach.Boarchsom mei Rente.
Folsleine Doc Jumbo (Prime 30 Yrs Fixed / Prime 10/6 ARM)
♦ Max. LTV 80% foar oankeap; Max. LTV 70% foar C/O;
♦Min. 12 moannen reserves op PITIA;
KLIK HJIRom LTV- en FICO-grinzen te krijen en mear details oer de Matrix.
Jumbo Flyer
Nijs en fideo's
Elite Jumbo-lieningen: wêr't lúkse betelberens foldocht
Folsleine Doc Jumbo-lieningen navigearje: In echte wrâldgids foar keapers mei lege FICO-scores➡Video
Maksimalisearje ynvestearingen yn unreplik guod mei folsleine Doc Jumbo-lieningen: Spotlight op 30-jier fêste en net-warrantable Condos net-agintskip➡Video
Folsleine Doc Jumbo-lieningen navigearje: De krityske rol fan it behearen fan lette betellingen fan hypoteek➡Video
Wat is Jumbo Loan?
In jumbo-liening is in soarte fan finansiering dy't de grinzen boppe de grinzen set troch it Federal Housing Finance Agency en kin net wurde kocht, garandearre of securitisearre troch Fannie Mae of Freddie Mac. Hûseigners moatte strangere kredyteasken ûndergean dan dyjingen dy't oanfreegje foar in konvinsjonele liening. Jumbo-lieningen kinne jo djoere eigenskippen keapje. In jumbo-liening wurdt net stipe troch Fannie Mae of Freddie Mac.
Yn 2024 ferbetteret de FHFA de lieningsgrinzen foar alle soarten lieningsoarten, benammen Jumbolieningen. Ferwize asjebleaft hjirûnder lieningsgrinzen fan 2024 yn Kalifornje.
2024 Loan Limits yn California Counties
| COUNTY | 1-Unit Limit | 2-Unit Limit | 3-Unit Limit | 4-Unit Limit |
| ALAMEDA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| ALPINE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| AMADOR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| BUTTE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| CALAVERAS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| COLUSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| CONTRA COSTA | $1.149.825 | $1.472.250 | $1.186.350 | $2.211.600 |
| NOARDLIK | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| DE GOUDEN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| FRESNO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| GLENN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| HUMBOLDT | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KEIZERLIK | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| JO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KERN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| KINGS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MAR | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| LITTE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| LOS ANGELES | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| BOSK | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MARIN | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| MARIPOSA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MENDOCINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MERCED | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MODOC | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MONO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| MONTEREY | $920.000 | $1.177.750 | $1.423.650 | $1.769.250 |
| NAPA | $1.017.750 | $1.302.900 | $1.574.900 | $1.957.250 |
| NEVADA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| ORANJE | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| PLAZER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| FEEREN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| RIVERSIDE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SACRAMENTO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN BENEDICT | $1.149.825 | $1.472.250 | $1.779.525c | $2.211.600 |
| SAN BERNARDINO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN DIEGO | $1.006.250 | $1.288.200 | $1.557.150 | $1.935.150 |
| SAN FRANCISCO | $1.149.825 | $1.472.250 | $1.779.525 | $1.867.275 |
| SAN JOAQUIN | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SAN LUIS OBISPO | $929.200 | $1.189.550 | $1.437.900 | $1.786.950 |
| SAN MATTHEW | $1.149.825 | $1.394.775 | $1.779.525 | $2.211.600 |
| SANTA BARBARA | $838.350 | $1.073.250 | $1.297.300 | $1.612.250 |
| SANTA CLARA | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| HILLIGE KRUIS | $1.149.825 | $1.472.250 | $1.779.525 | $2.211.600 |
| SHASTA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SIERRA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SISKIYOU | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SOLANO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SONOMA | $877.450 | $1.123.300 | $1.357.800 | $1.687.450 |
| STANISLAUS | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| SUTTER | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| IT | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TRYNITY | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TULARE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| TUOLUMNE | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| VENTURA | $954.500 | $1.221.950 | $1.477.050 | $1.835.600 |
| YOLO | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
| YUBA | $766.550 | $981.500 | $1.186.350 | $1.474.400 |
